Manage all your accounts - investments, retirement funds, credit cards, car payments, loans, mortgage, phone, college funds, utilities - all on one app. Pay your bills, control and manage your accounts and services - such as your landscaper, plumber, exterminator, doctor, mechanic or even your babysitter. The alarm feature reminds you when to pay your bills or when you can expect to receive money. Avoids data loss by backing up to your iCloud while your information is password protected and stored only on your iPad - and nowhere else. No reoccurring charges are required.