The time has come to think past passwords as they have proved inadequate against phishing, keystroke logging, and many other methods employed by fraudsters.

The MFC OTP Generator application supports two-factor authentication to provide a login process that is much more secure than the use of static passwords. Our two-factor authentication requires the user enter something s/he knows (user identification information) into something registered to the user (MFC OTP Generator) to create a perishable, one-time passcode (OTP).
The OTP must be generated for each login, may only be used once, and must be used within a pre-determined amount of time. This creates no possibility of this information being guessed or captured and used later.

Installation and setup of the MFC OTP Generator requires use of an activation key so that even if user identification information is compromised it may not be used with the application to conduct fraudulent activity.

NOTE: This application is not intended to secure access to the iPhone device but instead provides access to MFC products and services